European local methods (APM)

Connect crypto, wallets, and vouchers — and accept payments 
in a way that is convenient for your customers.

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Who benefits?

Businesses targeting local markets

supports popular regional payment options

E-commerce & marketplaces

expands customer reach with diverse payment choices

Fintech companies

enables innovative financial services

Users without bank cards

pay with e-wallets, cryptocurrencies, and bank transfers

Solutions for different Countries

Alternative Payment Methods in 4 steps

Step 1

Method Selection

Payer chooses a preferred alternative payment method

Step 2

Provider Redirect

Payer is redirected to the provider’s platform

Step 3

Payment Authentication

Payer confirms the payment through the selected method

Step 4

Return Confirmation

Payment is confirmed, and payer returns to merchant

Pros of working with 
Alternative Payment Methods

Multiple Methods

Support e-wallets, crypto payments, bank transfers, and local payment options

Customer Fit

Payment flow adapts to local habits and user preferences

No Card Data

Many APMs let customers pay without entering card details

Fewer Rejections

Customers choose familiar methods, helping reduce failed payment attempts