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Transfer Online
Digital Assets

You make the request — we deliver the solution.
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Our Solutions

An innovative solution utilizing Open Banking to facilitate secure deposit transactions directly from a bank account. It helps reduce fees and speeds up processing times.

Allows customers to top up their balance and make payments using an e-wallet, eliminating the need for a bank card. The system processes the payment instantly, ensuring security and convenience.

Accepts payments from a bank card (Visa/Mastercard) with high-speed processing. The system processes the payment, ensuring instant transaction confirmation.

Funds are transferred to a bank card (Visa/Mastercard) with instant settlement. The system processes the payment in real-time, ensuring a smooth payout experience.

A payment solution that enables users to make purchases from their mobile devices via wallet or bank card. It supports instant deposit, ensuring a convenient and frictionless user experience.

A fast and secure way to send funds directly to bank accounts using IBAN details. The system processes the payment through traditional banking networks, ensuring a seamless and reliable deposit transaction.

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Why choose TODA?

Uniqueness

We provide exclusive access to advanced payment solutions across Africa and emerging markets. Through our local alternative payment methods (APM) and open banking connectivity (OBP), customers can complete transactions in the most convenient way for them, helping you reach a broader audience and drive higher conversion rates.

Ease of integration

With our streamlined APIs, SDKs, and no-code integration options, you can implement a full-scale payment system in just a few hours. We provide a fully operational tool that requires minimal technical effort on your part.

Flexibility

Our solutions are built to align with your business model, market dynamics, and strategic goals. Whether you operate in B2B, B2C, subscription-based services, marketplaces, or other industries, we’ve got you covered.

High Conversion Rate

By leveraging smart routing and local payment processors, we ensure minimal transaction declines and near-instant approvals. Faster payments mean increased revenue for your business.

Security

Our AI-driven fraud prevention mechanisms, automated risk detection, and strict PCI DSS compliance guarantee data security and seamless performance - fostering customer confidence and trust.

Our Blog

AI vs Compliance: Who Really Runs Fintech?

October 6, 2025

Explore how AI reshapes fintech by boosting speed and efficiency while challenging compliance, transparency, and human control in financial systems.

Bitcoin Halving: The Avengers Moment of Crypto

October 1, 2025

Explore why the 2025 Bitcoin Halving is seen as crypto’s “Avengers moment,” reshaping markets, boosting scarcity, and attracting global investors.

Fortnite Finance: Why Gamification Is Winning Payments

September 22, 2025

Explore how gamification turns everyday payments into engaging experiences, using rewards, challenges, and progress to reshape modern finance.

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We regularly publish news, information about important events and changes in the Fintech world on social media. Follow us so you don't miss it!

Let’s discuss

Ready to streamline your payments and take your business to the next level? Fill out the form, and our team will reach out to discuss the best solutions tailored to your needs. No obligations—just a conversation about how we can help you grow.

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